Tag Archives: Whitby Real Estate

CANADAS DOOMSDAY FORECASTERS GET IT WRONG AGAIN

Predicting a housing crash in Canada has become an annual feature for some doomsday forecasters, particularly in the condo market. With unprecedented condo growth in Canada’s three major cities during the last decade, some observers feel the end of the … Read More »

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Buyer’s Comfort Zone May Be a Danger Zone

The greatest obstacles to success with any goal can be our advantages. These comfort zones can be dangerous distractions when advancing toward a goal to buy a home or cottage, or to achieve any significant change in life. Your advantages … Read More »

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Borrowing Adjustments: What are CMHC & OSFI Doing For You or To You?

For a long time, Canada Mortgage and Housing Corporation (CMHC), our federal housing agency, was the only source of the mortgage insurance that protects lenders against borrower default. In fact, at one point, CMHC was also the lender of last … Read More »

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Have Your Home and Business Too

“Have Your Home & Money Too” remains a key theme in my “Decisions & Communities” column since being well-housed is a vital contributor to financial security, healthy living, career success, and goal achievement in general. In 2012, we’re adding a … Read More »

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Just Say No to Bidding Wars

Real estate sales are still booming in urban areas across Canada, as buyers get into the market before mortgage interest rates go up. With rates still hovering at near historic lows, it’s a great time to buy. However, it is … Read More »

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After Divorce: The Matrimonial Home

When a marriage fails and it’s time to divide up the couple’s assets so they can move on with their lives, the “matrimonial home” gets special legal consideration in all Canadian provinces. If you are married (not living common law), … Read More »

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Don’t Get Caught in a Moving Scam

Recently the Toronto police broke up a ring of moving companies that were allegedly extorting their clients into paying outrageous fees on moving day. Police say that consumers would reply to an online ad on Craiglist or Kijiji for two … Read More »

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Saving Up to By a House in Canada

More than two-thirds of Canadian households are homeowners. The homeownership rate has been rising steadily since the end of the Second World War, through several real estate cycles – including a period when mortgage interest topped 20 per cent in … Read More »

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Foresight vs Hindsight: Sell Now or Later?

Most property owners intend to enjoy their real estate as long as they want to, and then sell it for the greatest possible profit—ideally tax free—with the minimum amount of hassle, in the shortest possible time. Sometimes this works out. … Read More »

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Not Tonight Dear, I’m Cleaning the Closet

In a recent survey of Vancouverites, Montrealers and Torontonians, 31 % of the urbanites polled claimed they felt more satisfied after reorganizing their closet than after having sex. If given the choice, the majority of those surveyed said they would … Read More »

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